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Obamacare: It’s Crazy

Are you buying health insurance? Premiums increasing? As President Clinton said about Obamacare (ACA) (it’s) “the craziest thing in the world”. So, why are heath insurance premiums up so much? Also, why are insurance companies terminating current plans and choosing not to offer new plans. Companies state they are losing money – big money. Blue…
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Health Insurance & Medicare Bits and Pieces

Medicare open enrollment started 10/15 and continues to 12/7.  Obamacare (ACA) open enrollment starts on 11/1 until 1/31/2017.  So, both older and young people will be seeking information during the same time frame. QUESTION:  I received notice that my Medicare Advantage (MAPD)is being cancelled.  What options do I have?  You actually have many options.  The…
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On Medicare – Annual Enrollment Dos and Don’ts

Medicare’s Annual Enrollment Period (AEP) will begin 10/15 and continue through 12/7. The AEP is when most people can change their Medicare Advantage (MA) and Medicare Drug Plans (Part D). So, you will see a flood of commercials and perhaps receive phone calls.  What do you need to know? DOs: If you have an MA…
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Looking at Senior Living Communities – Where Do I Start?

  What is home?  This writer believes home is a major part of our identity. Chances are a married couple bought the home at a very exciting time of life.  Families are raised in the home.  Memories surround each room and piece of furniture. Vibrant bedroom colors may have been chosen by adult children when…
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Simple Talk on Medicare Plans

Are you turning 65 and going on to Medicare? Or have you been on Medicare, had a Medicare Plan and really do not know how the plan would work for you?  You aren’t alone. Often people do not understand how Medicare and how the coverage they have works.  Most often you hear this when someone…
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7 Mistakes to Avoid When Looking at Senior Living Communities

If you’re looking for assisted living and you know that you can’t afford to make a poor decision when the stakes are so high.  This is often a very stressful time for all family members and too often, just finding a place to start is tough. Selecting a senior living community can be made easier…
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Need Extra Help Paying for Prescriptions?

Have you ever heard “I cannot pay for my prescriptions”?  Or, “my husband died and my income has been cut dramatically”. Statements like these are common, especially for people who have been retired for 20 years.  Prescription drugs are the tool for physicians to help people manage chronic conditions.  When prescription costs are too much…
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Could This Happen to You?

It’s late at night, you’re alone and driving home.  You’re tired, but still have a couple miles to go.   At last, you’re about a half mile from home.  You relax and fall asleep at the wheel.  You go off the road waking up when you’re going over some big bumps.  You’re off the road…
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Is a Life Settlement in your future?

What can a person, or business, do if they own a life insurance policy and no longer need or cannot pay for the policy?   Did you know: approximately 90% of all life insurance policies issued lapse before paying a claim.  A policy can lapse because premiums are not paid or term life insurance ends…
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So, You Received a Letter About Your ACA Health Insurance

ACA Compliance Is the letter received from The Healthcare Marketplace important?  It seems complicated and unnecessary that ACA would ask for income verification when the IRS should already have that information.  So, many people ignore this letter.  How will that work out for them? Last month, this article coordinated with two radio programs on “Healthy…
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