Category Archives: News & Views Magazine

Bits & Pieces

Information Regarding Medicare Advantage Plans Want Your HMO Insurance Plan to Pay? Are you going to see a specialist such as an orthopedic doctor?  Did you get a referral?  Health insurance is changing.  With the exception of original Medicare and many of the pre-Affordable Care Act plans (ACA – also called Obamacare), many plans require…
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Are your Pain Points Covered?

Medicare Advantage Plans Higher hospital co-pays!  High co-insurance payments!! More out of pocket expense!!!  Some people call these “pain points” as they can take a bite out of a savings account.  What can a person do to control their “pain points”? The history: let’s first address Medicare Plans then health insurance for those under age…
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CMS Changes May Improve Care for Chronic Illness

Medicare Changes Doctors have complained for years that they’re not paid adequately for time-consuming work associated with managing care for chronically ill older patients: talking with families; and consulting with specialists and pharmacists. Each year Medicare policies (or regulations) are reviewed and changes may be implemented. As of 1/1/2017, under the new rules, doctors will…
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Watch for Health Plan Changes

Have you noticed there seems to be a number of changes this year with health insurance? Whether you are on Medicare or have health plans through an Obamacare Affordable Care Act plan (ACA) or group insurance, it seems deductibles are up, out of pockets are up as are premiums for many. Now: what’s important; for…
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Obamacare: It’s Crazy

Are you buying health insurance? Premiums increasing? As President Clinton said about Obamacare (ACA) (it’s) “the craziest thing in the world”. So, why are heath insurance premiums up so much? Also, why are insurance companies terminating current plans and choosing not to offer new plans. Companies state they are losing money – big money. Blue…
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Health Insurance & Medicare Bits and Pieces

Medicare open enrollment started 10/15 and continues to 12/7.  Obamacare (ACA) open enrollment starts on 11/1 until 1/31/2017.  So, both older and young people will be seeking information during the same time frame. QUESTION:  I received notice that my Medicare Advantage (MAPD)is being cancelled.  What options do I have?  You actually have many options.  The…
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On Medicare – Annual Enrollment Dos and Don’ts

Medicare’s Annual Enrollment Period (AEP) will begin 10/15 and continue through 12/7. The AEP is when most people can change their Medicare Advantage (MA) and Medicare Drug Plans (Part D). So, you will see a flood of commercials and perhaps receive phone calls.  What do you need to know? DOs: If you have an MA…
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Simple Talk on Medicare Plans

Are you turning 65 and going on to Medicare? Or have you been on Medicare, had a Medicare Plan and really do not know how the plan would work for you?  You aren’t alone. Often people do not understand how Medicare and how the coverage they have works.  Most often you hear this when someone…
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Need Extra Help Paying for Prescriptions?

Have you ever heard “I cannot pay for my prescriptions”?  Or, “my husband died and my income has been cut dramatically”. Statements like these are common, especially for people who have been retired for 20 years.  Prescription drugs are the tool for physicians to help people manage chronic conditions.  When prescription costs are too much…
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Could This Happen to You?

It’s late at night, you’re alone and driving home.  You’re tired, but still have a couple miles to go.   At last, you’re about a half mile from home.  You relax and fall asleep at the wheel.  You go off the road waking up when you’re going over some big bumps.  You’re off the road…
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