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Is a Life Settlement in your future?

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What can a person, or business, do if they own a life insurance policy and no longer need or cannot pay for the policy?   Did you know: approximately 90% of all life insurance policies issued lapse before paying a claim.  A policy can lapse because premiums are not paid...
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Small Insurance Premiums; Big Results

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Higher insurance deductibles!  Higher co-insurance!! More out of pocket expense!!!  What can a person do to control their out of pocket expense? To be clear, first, a person is best served by having a good medical or Medicare health plan.  In addition, some people purchase supplemental policies to pay “extra...
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Controlling Out of Pocket Expenses

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Higher insurance deductibles!  Higher co-insurance!! More out of pocket expense!!!  What can a person do to control their out of pocket expense? To be clear, first, a person is best served by having a good medical or Medicare health plan.  In addition, some people purchase supplemental policies to pay “extra...
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Need Help? Be Prepared…

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Plan Ahead for Aging By Mary Casterline, Senior Community Advisor, Living By Your Design, Inc. Holidays are a wonderful time to enjoy the company of family and to also look back on the year and reflect.   What do you notice?   Are older family members having less interest or greater difficulty...
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