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Laid-off – Should I take COBRA?

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COBRA Coverage Laid-off workers who are eligible for COBRA (over 20 employees) are allowed to maintain coverage under the previous employer’s policy for up to 18 months, provided they pay the premium and possibly a 2% administration fee. Employees at companies with fewer than 20 employees are eligible for Illinois...
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Simplifying Medicare Health Coverage Options

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Health Insurance Coverage Questions are Answered The past three columns have been on Medicare and your options as consumers. With all of the health insurance issues today, this writer sees people with more questions concerning their Medicare options than any other issue as of this time. One aspect these people...
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What Are My Medicare Coverage Choices?

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Medicare Coverage Discussion If you have Medicare coverage, you may have more options for health coverage than you knew. Most people still have original Medicare, know they probably need a Supplement, and have an understanding of the coverage they have. However, if they are not covered by a retiree plan or...
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Open Enrollment and What it Means to You

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This column is assuming you have read the past column or two and/or have a basic knowledge of Medicare Advantage (MA) plans. Remember, MAs are an alternative to cover people on Medicare. Unlike traditional Medicare, MAs are offered through private insurance companies and they would administer your health care benefits...
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