Publication Archieves

How to Create Your Independence Day

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  July Fourth: a very special day for our country and our Independence Day – Have you declared your personal Independence Day?  One might describe independence as a freedom.  In the case of the US, it was freedom from tyrannies in the 18th century, specifically 1776. In our case, it...
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The “TINSTAAFL Theory”

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There is no such thing as a free lunch. We have all heard the saying, but somehow people think it doesn’t apply to them. Often people buy health or life insurance plans purely by lowest price. While low price seems good; “good value” is better. Read the following real examples:...
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What If – Could This Happen To Me?

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It’s late at night, you’re alone and driving home. You’re tired, but still have a couple miles to go. At last, you’re about a half mile from home. You relax and fall asleep at the wheel. You go off the road waking up as you’re going over some big bumps....
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Bits & Pieces

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Information Regarding Medicare Advantage Plans Want Your HMO Insurance Plan to Pay? Are you going to see a specialist such as an orthopedic doctor?  Did you get a referral?  Health insurance is changing.  With the exception of original Medicare and many of the pre-Affordable Care Act plans (ACA – also...
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